OUR HO6 PROGRAM

We have developed a special insurance program with one of our Florida ADMITTED CARRIERS that is actively writing Condo Unit Owners (HO6) policies throughout Florida.

CLOSED COUNTIES
​Our Admitted Carriers are CLOSED for new HO6 policies in the following FL counties:
  • MONROE - ALL ZIP CODES are CLOSED for new HO6 policies
  • MIAMI-DADE - ALL ZIP CODES are CLOSED for new HO6 policies
  • ORANGE - SELECT ZIP CODES are CLOSED for new HO6 policies
  • BROWARD - SELECT ZIP CODES are CLOSED for new HO6 policies
  • PALM BEACH - SELECT ZIP CODES are CLOSED for new HO6 policies

OPEN COUNTIES
All other counties are OPEN for new HO6 policies.
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​This Insurance Carrier:
  • Is one of the largest Personal Lines admitted carriers in Florida
  • Is an ADMITTED CARRIER by the Florida Office of Insurance Regulation
  • Is rated "A Exceptional" by Demotech
  • Buys Primary CAT Reinsurance through the FHCF
  • Buys additional Reinsurance through AM BEST A-Rated Reinsurance Carriers

This Insurance Coverage includes:
  • Homeowners - Unit-Owners Form (HO6)
  • Personal Property Replacement Cost
  • Liability Coverage of $300,000
  • Special Form COVERAGE A INCLUDING WIND
  • Loss Assessment of $2,000
  • Loss of Use Coverage
  • Hurricane Deductible: 2% or 5%
  • All Other Perils Deductible (Non-Hurricane) of $500, $1000, or $2500
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